Financing that doesn't waste your afternoon
Build a payment you're comfortable with, then get a no-obligation decision — usually within the hour.
Estimate only. Figures assume a representative 9.9% APR on a fixed-rate loan with equal monthly payments, and exclude tax, title, registration and any optional products. Your actual rate depends on credit history, term and lender — this is not a credit offer.
Straight answers, quickly
We work with a panel of lenders rather than one, so a "no" from one desk isn't the end of the conversation.
Soft search first
Checking your eligibility leaves no mark on your credit file. Only a full application does, and we'll tell you before that happens.
Panel of lenders
Prime, near-prime and specialist lenders, including options for thin credit files and first-time buyers.
Real numbers up front
APR, term, total payable and any fees — all disclosed before you sign. No balloon surprises in month 47.
Settle early, pay less
Every agreement we place allows early settlement with interest rebated. Paying it off sooner should reward you.
What you'll need
- Valid driver's license
- Proof of income (2 recent pay stubs)
- Proof of address
- 3 years of address history
Get pre-approved
Soft search only — it won't affect your credit score. We'll come back with a decision, usually the same day.
Financing, answered plainly
Will applying hurt my credit?
No. The eligibility check is a soft search, visible only to you. We only run a hard search once you've seen an offer and want to proceed.
Can I get finance with bad credit?
Often, yes. Our panel includes specialist lenders. A larger deposit and a shorter term both help — try them in the studio above.
Do you take trade-ins as a deposit?
Yes. We'll appraise your current vehicle and put the equity straight toward your deposit, which lowers the monthly figure.
Is there a fee to settle early?
No penalty fee. Interest is rebated for the unused term, so paying off sooner genuinely costs you less.